Life Insurance
Life Insurance
Life’s unpredictability makes planning for unexpected events crucial in financial planning. Life insurance protects your family and loved ones in the unfortunate event of your demise. It’s a contract where the insurance company pays a sum of money in exchange for regular premiums paid by you at set intervals. The insurer then pays your family if you pass away or after a set period.
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Types of Life Insurance
We understand that life needs change across various stages. That’s why we offer a broad spectrum of life insurance options ranging from protection to savings, wealth creation, and retirement solutions. Our expert team will guide you in selecting the perfect product to address your specific needs and goals.
Savings plans offer a disciplined approach to saving, providing steady returns and life cover protection, helping you reach specific financial objectives
Term life insurance plans offer a specified tenure and pay a death benefit to the insured’s family or dependents if they pass away within that period. This type of insurance is highly affordable, providing high coverage at low premiums. In the event of the policyholder’s demise, the sum assured helps their loved ones manage finances.
Give your child the gift of a secure future with our child plans. Our plans are tailored to help your child pursue their passions and interests without financial constraints. Whether they dream of becoming a doctor, engineer, or artist, our plans provide the necessary support to make their dreams a reality. With a range of traditional and unit-linked options, you can select the plan that best suits your risk profile and financial objectives.
Unit Linked Insurance Plans (ULIPs) offer a unique combination of life insurance coverage and investment opportunities, providing dual benefits in one comprehensive plan. A portion of the premium is invested in a range of options, delivering market-linked returns and potential wealth growth. Meanwhile, the remaining premium is allocated towards life coverage, ensuring financial security. ULIPs are designed to be wealth creation plans.
Our retirement plans help you create a sizable corpus, providing a steady income stream to support your lifestyle, medical expenses and personal pursuits. Maintain your independence, live with dignity and make the most of your retirement years.
Combo Plans combine life insurance and health insurance in one policy, offering dual benefits for comprehensive protection. Maximize your protection with a single policy that covers life’s uncertainties and medical expenses.
Group Life Insurance provides collective coverage for a group of individuals, typically employees, association members, or bank depositors. This type of insurance is cost-effective, as insuring a group is significantly cheaper than individual policies. Many employers offer Group Life Insurance Schemes as an employee benefit. In India, the Employee Provident Fund Organisation mandates employers to insure employees under the Miscellaneous Provision Act 1952 and Employee’s Provident Fund. Schemes can be contributory, where members contribute to premiums, or non-contributory, where members receive benefits without paying a premium.